New York

2 rows in the dataset.

Not legal advice. This dataset is an aggregation of public regulatory text for informational purposes only. It is not legal advice and is not a substitute for counsel. Verify against the linked primary sources before relying on any row.

Per-framework breakdown

NAIC AI Model Bulletin

Status: Adopted
Sector: Insurance
Effective date: no set effective date
Last verified: 2026-07-08
Primary source: Primary source ↗

New York is listed by NAIC as having adopted a substantially similar version of the AI Model Bulletin, but New York also operates one of the most prescriptive state-specific insurance AI frameworks in the US via NYDFS Circular Letter No. 7 (2024), which goes materially further than the NAIC baseline. Insurers should treat Circular Letter 7 as the operational floor in New York.

NYDFS Circular Letter No. 7 (2024) — Use of AI / External Consumer Data

Status: Adopted
Sector: Insurance
Effective date: 2024-06-17
Last verified: 2026-07-08
Primary source: Primary source ↗

NYDFS Circular Letter No. 7 (2024) is the most prescriptive US state insurance-AI regime: it applies to all NY-licensed insurers using AI/ML or 'External Consumer Data & Information Sources' in underwriting and pricing, requires a formal AI governance framework, demographic testing, documented use cases, and a designated AI officer. Insurers were required to be in compliance by the issuer's deadline and to certify compliance on an annual basis.