Colorado

NAIC AI Eval Tool pilot3 rows in the dataset.

Not legal advice. This dataset is an aggregation of public regulatory text for informational purposes only. It is not legal advice and is not a substitute for counsel. Verify against the linked primary sources before relying on any row.

Per-framework breakdown

NAIC AI Model Bulletin

Status: Adopted
Sector: Insurance
Effective date: no set effective date
Last verified: 2026-07-08
Primary source: Primary source ↗

Colorado is listed by NAIC as having adopted a substantially similar version of the AI Model Bulletin, and also runs Colorado-specific insurance AI rules under the Division of Insurance that go further than the bulletin baseline. Colorado is the lead pilot state for the 12-state NAIC AI Systems Evaluation Tool pilot (Jan–Sep 2026).

Colorado SB 26-189 — Automated Decision-Making Technology

Status: Adopted
Sector: Lending / fintech
Effective date: 2027-01-01
Last verified: 2026-07-08
Primary source: Primary source ↗

Colorado's SB 26-189 replaced the earlier SB 24-205 and substantially narrowed scope. Effective Jan 1, 2027, it covers only 'consequential decisions' (education, employment, financial/lending, government services, healthcare, housing, insurance, legal services, essential services). The original SB 24-205 covered nearly every algorithmic decision; the rewritten statute removed most of the catch-all scope and shifted enforcement to the AG. The original SB 24-205 is repealed and should not be cited as live law.

Colorado SB 24-205 — Consumer Protections for Artificial Intelligence (REPEALED)

Status: Repealed & replaced
Sector: Lending / fintech
Effective date: 2026-02-01
Last verified: 2026-07-08
Primary source: Primary source ↗

Colorado's original SB 24-205 (the first state comprehensive AI law) was repealed and replaced by SB 26-189 mid-2026. Many secondary sources still cite SB 24-205 as live law — it is not. Track SB 26-189 for current Colorado AI obligations. This row is kept for historical reference.