EU AI Act — Annex III (credit scoring, life/health insurance risk-pricing)
Annex III of the EU AI Act classifies AI systems used for credit scoring and life/health insurance risk-pricing as 'high-risk,' triggering the full Chapter III obligations. Current-law enforcement date for these obligations is August 2, 2026. A proposed Digital Omnibus deferral (agreed May 7, 2026, not yet law at time of writing) would push the date to December 2, 2027 — track both.
Not legal advice. This dataset is an aggregation of public regulatory text for informational purposes only. It is not legal advice and is not a substitute for counsel. Verify against the linked primary sources before relying on any row.
- Issuer
- European Union
- Sector
- Both
- Primary source
- Primary source ↗
- Row count
- 1 jurisdictions covered
Rows
| Jurisdiction | Status | Effective | Last verified | Summary | Source |
|---|---|---|---|---|---|
| EU | Pending adoption | 2026-08-02 | 2026-07-08 | Annex III of the EU AI Act classifies AI systems used for credit scoring and life/health insurance risk-pricing as 'high-risk,' triggering the full Chapter III obligations (risk management, data governance, technical documentation, human oversight, conformity assessment, post-market monitoring). The current-law enforcement date is August 2, 2026. A proposed Digital Omnibus deferral (agreed May 7, 2026, not yet law at the time of this row) would push the date to December 2, 2027 — track both and confirm at the time of action. | Primary source ↗ |